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After All, it is estimated that over 50% of Americans have subprime credit. We believe the majority of these consumers are responsible borrowers.
While we've happily provided financing for businesses whose customers have good credit, many years ago, we recognized that traditional consumer financing neglect borrowers with fair, poor and bad credit.
We all know that economic forces beyond their control threw many Americans into foreclosure and bankruptcy. Barring this market of consumers from affordable payment options doesn't make sense, either for the borrowers themselves or for the businesses that could serve them. After All, it is estimated that over 50% of Americans have subprime credit. We believe the majority of these consumers are responsible borrowers.
With the help of automation and improved technology, we've made it cost-effective to increase the approval rate for our clients, even if their credit scores are low or "subprime." Our high approval rates for lower credit scores make us popular with businesses in all kinds of industries by increasing sales volumes, and therefore profits.
Lack of access to credit has created "pent-up demand" in these populations for too long. Many of their needs have gone unsatisfied. When you are the first to offer financing to customers accustomed to rejection, they'll reward you with purchases and loyalty.
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Rates as low as 3.99%, Low monthly payments, Next day funding.
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