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Titan Group Signature Client

Get More From A Personalized Business Funding Relationship

Priority service. Exclusive benefits. Funding & Credit guidance.

Unparalleled focus on your needs — Concierge Funding.

What is Titan Group Signature Client?

Titan Group Signature Client is a collection of special business financing and credit services and fee waivers available to a select group of top serious business savvy clients, much like having elite status with a travel provider. One element of this is called Concierge Funding, which, as its name implies, allows you to connect with a dedicated team of bankers, finance consultants and officers who offer priority service when seeking and or enhancing business funding and credit needs.

The Business Credit Builder

Get Credit for Your EIN that’s Not Linked to Your SSN

To run and build your successful business, you need to qualify for loans and credit lines at the best loan rates possible. Business credit is essential to make this happen, and it helps you access money even when you can’t qualify for a loan.

The Business Credit Builder helps you build your business credit (that’s not linked to your SSN) step by step using a proven, field tested, business owner approved, and highly personalized process. By using our user-friendly & intuitive software and the only full-service business credit adviser team in the industry, you’ll be guided every step of the way, simplifying your experience of obtaining business credit.


Titan Group Consulting Helps You:

  • Setup your business to meet lender and credit issuer Fundability standards to get automated approvals
  • Setup and activate your credit profile with Dun & Bradstreet, Experian, and Equifax Commercial and get your free D-U-N-S number (which is essential to building great business credit)
  • Get initial trade credit to build your business credit reports with no personal guarantee
  • Get business credit without a personal guarantee

The Business Credit Builder helps you get your business set up the right way to meet lender and credit issuer approval requirements, and get approved for initial business credit that reports and builds your profile with Dun & Bradstreet, Experian, and Equifax Commercial.

You can also monitor your business credit reports and scores in real-time with our Dun & Bradstreet, Business Equifax, and Business Experian monitoring direct integration, powered by Nav.


Once you are setup with the business reporting agencies, we help you access multiple revolving credit with limits of $5,000 – $50,000!


Types of Credit We Help You Access:

  • Store business credit with many major national retailers
  • Fleet credit for fuel and auto vehicle repairs for your primary vehicle, and a fleet of commercial vehicles
  • Cash credit including Visa and MasterCard accounts you can use in most locations worldwide
  • Auto vehicle financing to purchase or lease your primary vehicle or a fleet of vehicles, in your business name

We will help provide you the greatest access to real usable, no-personal-guarantee credit through our revolutionary Business Credit Builder. This gives you the money you need to run your business, expand, and to make your company more profitable and productive so that you have the money you need and the time to enjoy it.

Concierge Funding

Concierge Funding, provides for your personally dedicated Finance Consultant, Business Consultant and Finance Officer.  Additionally, as a Signature Client you will have priority access to all of our loan products which includes over a billion in underwriting.  With Concierge Funding, we will help set up your long-term fundability.  Simply you'll be connected with a dedicated team of bankers, finance consultants and officers who offer priority service when seeking and or enhancing business funding and credit needs.

Benefits to Titan Group customers for being a Signature Client:

Signature Client Benefits:

  • Unsecured, No-Doc, 0% Financing
  • Secure Business Loans within 72 Hours
  • Get Loans with Rates of 5% and Less
  • Get Business Capital and Credit That's Associated with your EIN number and NOT your Social Security Number
  • 24 hour access to the business finance suite
  • Bank & Merchant Account Setup Assistance
  • 5-Years of Finance Officer Support
  • 12-Months of Business Advisor Support
  • Save 90% of Full Credit Monitoring
  • 24 hour access to the Business Credit Builder
  • Access to over a billion dollars in underwriting
  • Nation-wide banking relationships
  • Ongoing financing options that fit your business needs
  • Priority status with underwriters
  • Access HIGH-Limit Cash Credit Cards, Access HIGH-Limit Fleet Credit Cards & Access HIGH-Limit Store Credit Cards
  • Exclusive Access to Starter Vendors
  • Auto Financing with no Personal Guarantee
  • Priority status for PPP loans
  • Credit Line Hybrid Financing
  • Proof of Funds Letter
  • Commercial Real Estate Financing
  • Merchant Advance | Merchant Credit
  • Account Receivable Financing
  • Purchase Order Financing
  • Inventory Financing
  • 401k Plan Financing
  • Securities-Based Line of Credit
  • Business Revenue Financing
  • Book of Business Financing
  • Private Money
  • Hard Money
  • Equipment Financing and Leasing
  • House Reseller Financing
  • Small Business (SBA) Loans
  • Weekly Webinars
  • and much more...

Be Ready for the New Round of PPP!

Be Ready for the New Round of PPP!

Get up to $2,000,000 in PPP funds in as little as 5 business days.


Congress recently passed an extension to the Paycheck Protection Program that will allow businesses to take a second loan PPP Loan.
Titan Group Consulting is ready to help you get a Paycheck Protection Loan as quickly as possible when the program starts. You can apply and get funded using our application platform. Even if your business got a loan somewhere else in previous rounds or didn’t get any
loan last time, we are ready to help you.


The program has not started yet but we want you to get in line. Please click APPLY NOW to give us some business information and when the program begins you can finish your application and be immediately in the queue for funding. By doing it this way, you get a faster approval and can be confident your business has the best shot of receiving funds from the program again.

  • Loan Amount up to $2,000,000
  • Rate of 1% per year
  • Receive 2.5x to 3.5x your monthly payroll
  • Can be eligible for loan forgiveness

*PPP loans are issued at the sole discretion of the lender and the SBA in accordance with their respective rules and other federal guidelines. Approved PPP loans are governed by definitive documentation of the lender, which incorporate PPP terms and conditions.

Seasoned Tradelines

Get direct access to hundreds of Seasoned Tradelines

You already know how hard life can be if you have low credit, not enough credit, or you haven’t yet established credit – Simply speaking, without a good credit score, life is expensive. Did know that there is a fast, legal and permanent solution to powering up your credit scores.

What's Inside Your Private Signature Business Finance Suite

A funding network of over 50+ lenders and more than $1 Billion in underwriting. Titan Group Consulting can leverage a wide array of curated products for our Signature clients to help find the right deal, at the right time and at the best terms for you.

Private Signature Business Finance Suite

Business Credit Connected to EIN NOT SSN

Concierge Funding

Seasoned Tradelines

Signature Client Funding Types

Over a BILLION in underwriting!  Priority service. Exclusive benefits. Funding & Credit guidance. And an unparalleled focus on your needs — Concierge Funding.

Credit Line Hybrid Financing

Our Credit Line Hybrid program is perfect for entrepreneurs who are just starting their business as well as those who are already well established. You can be approved for up to $150,000 in 0%, unsecured, no-doc, business financing with no collateral or cash flow requirements.

This program is designed to help clients get funding based strictly on personal credit quality. Our lenders will not ask for financials, bank statements, business plans, resumes, or any of the other burdensome document requests that most conventional lenders demand.

This program is as close to a “no-doc” program as you can get with business funding. And the best part is that you can even be approved with introductory rates as low as 0% giving this program the best terms in the country.

Easy Qualification Process

Our Credit Line Hybrid program is extremely popular due in part to how easy it is to get approved. To qualify lenders will look solely at your or your credit partner’s personal credit quality. They are looking for very good personal credit with no derogatory items reporting.

Our lenders will review the credit report to ensure there are no derogatory items on the report. To be approved you shouldn’t have any open collections, late payments, tax liens, judgments, or other types of derogatory items reported.

To qualify you should also have less than 5 inquiries on your credit report within the last 6 months. You should have established credit including open revolving accounts now reported on your credit report with balances below 40% of your limits. And lenders typically want to see personal credit scores of at least 680.

Do You Have Credit Issues Now?

If you have good credit there is a good chance you can be approved for our Credit Line Hybrid. But even if you have personal credit issues now and no established business credit, we still might be able to help.

You can qualify for our Credit Line Hybrid program with a personal guarantor. If you have someone such as a business partner who does have good personal credit, they can apply and qualify for unsecured financing for the business.

Our collateral-based financing programs are perfect for consumers with personal credit challenges. You can get approved with great terms and get approved even with severe credit issues. You can also qualify for financing with us if you have been open more than a year and have active cash flow for your business now.

Our Business Credit Building Program can help you quickly establish a business credit profile and score so you can qualify for unsecured financing based on your business credit. We even work with a powerful network of credit improvement specialists who can help you repair your personal credit damage.

Get Approved with Amazing Terms!

Most lenders charge very high interest rates on unsecured financing due to the risk of the business owner not pledging collateral for security. But most of our exclusive unsecured financing offers very low initial intro interest rates, as low as 0% for the first 6-18 months. Rates typically range from 5%+ after the intro period, the actual rate will depend on risk.

Most unsecured lenders also charge high amounts of points ranging from 12-30%, and they also charge application fees for Credit Line Hybrid financing programs. But our exclusive lenders offer the lowest fees in the industry, ranging from 9-12%, and you only pay them any type of fee if you are approved and have secured your funding. Pay an interest rate of 5-29% after the initial period.

You can get approved for as much as 5 times whatever your highest revolving credit card limit is now.

Powerful Benefits!

0% interest is common for 6-18 months

Business credit can also be used to help qualify

24-hour pre-approval

Startup business can qualify

True NO DOC financing program 

Application to funding in 3 weeks or less

Typically no application fee

Credit approvals up to $150,000 per individual

Multiple signers can be approved

No collateral requirements

Credit partners can also apply

No cash flow requirements

Factoring Funding for Small Business

Turn unpaid invoices into working capital. We give you working capital by advancing your money tied up in unpaid invoices…


Stop waiting to get paid – get an advance on your outstanding invoices.
  • Factoring lines up to $5 Million
  • Rates as low as  .99%
  • Approvals as fast as  24 Hours
How Does Small Business Invoice Factoring Work?

Companies that work in the business-to-business (B2B) sector often face cash shortages. The company may have to pay for labor and supplies to complete a contract, but their customers may not pay for weeks (or even months) after the contract is complete. To keep bills paid and payroll funded, B2B companies often need short-term financing options that keep their cash position strong.

Invoice Factoring-… This arrangement allows companies to unlock their cash early even if the company has a limited or poor credit history. Could invoice factoring help your business maintain cash flow and profitability?

How the invoice factoring works

The invoice factoring process is different than most forms of business financing: it involves.. (invoice receivables) rather than borrowing based on some collateral or a promise to pay.

The primary reason most companies choose to engage in invoice factoring is to improve cash flow. Once an invoice factoring company advances an invoice, it sends immediate cash (usually 75-85% of the invoice value) to the original company. Once the client pays the invoice, the factoring company sends the remaining invoice value less invoice factoring fees.

In addition to providing immediate financing needs, invoice factoring companies also provide important services for their customers. For example, some factoring companies evaluate the creditworthiness of clients, perform bookkeeping duties, and engage in collections related activities for unpaid invoices. If your company is too small to have a collections division, this can be an important value-added proposition.

Business Revenue Financing

Business Revenue Financing is perfect for entrepreneurs who are looking for fast, easy money with little headaches. You can easily be approved for financing as much as $500,000 within 72 hours based on a simple review of your business bank statements.

This program is designed to help clients get funding based strictly on their cash flow as verifiable per your business banks statements. Our lenders will not ask for financials, business plans, resumes, or any of the other burdensome document requests that most conventional lenders demand.

You can be approved even with low credit.

Easy Qualification Process

Our Revenue Financing program is one of the easiest, hassle-free ways you can obtain business financing.

To determine approval the lender will review 4-6 months of your bank statements. All the lenders are looking for is consistent deposits showing your revenue is $120,000, with $150,000 required for unsecured. They will also verify that you have been in business one year or more.

Lenders are also looking to see that you don’t have a lot of Non-Sufficient-Funds showing on your bank statements and that you have more than 8 deposits in a month going into your bank account. Basically, all they are looking for is that you manage your bank account responsibly and have a decent number of consistent deposits.

If you meet these simple criteria, you can be approved!

Do You Have Credit Issues Now?

Our Revenue Financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require good credit to qualify. You can even be approved with severely challenged personal credit and low credit scores.

You can be approved regardless of personal credit quality, even if you have severe recent derogatory items and collections on your credit report. This is one of the best and easiest business financing programs in existence that you can qualify for even if you have personal credit problems.

FAST Funding!

You can be pre-approved for our Revenue Financing program within 24 hours. You can receive your formal approval within 72 hours from submitting your application. And you can receive your money in your bank account within 7 days or less from applying!

Our clients love this program partially due to how easy it is to apply and get approved and how FAST you receive your funds!

Get Money Consistently!

Over 80% of our clients come back for even more financing after their initial approvals. Typically within 3-6 months of approval you will be given an opportunity to get even more money than you obtained before.

And all you will need to get approved for the additional funding is a quick review of your last 2 months bank statements. And, you can get your money in your bank account within 24 hours or less!

Our Revenue Financing program helps you rapidly grow and scale your business as you will have ongoing access to receive more and more funding easily and very quickly when you need it!

Powerful Benefits!

24-hour pre-approval

Loan amounts to $500,000; $150,000 for unsecured

Application to funding in 7 days or less

Get approved for additional future funding

Easy bank statement review for approval

No application fees

Get approved with bad credit

No collateral requirements

3-36-month financing terms

Get approved for up to 12% of annual revenue

Merchant Advance | Merchant Credit

Our Merchant Financing program is perfect for business owners who accept credit cards and are looking for fast and easy business financing! You can be approved for as much as $500,000 in financing with no collateral requirements and bad credit.

This program is designed to help you get funding based strictly on your cash flow as verifiable per your business banks statements. Our lenders will not ask for financials, business plans, resumes, or any of the other burdensome document requests that most conventional lenders demand.

You can be approved regardless of personal credit quality.

Easy Qualification Process

Our Merchant Financing program is one of the easiest, hassle-free ways you can obtain business financing.

To determine approval the lender will review 3 months of your bank and merchant account statements. All the lenders are looking for is consistent deposits showing your revenue is $50,000 or higher annually. They will also verify that you have been in business 6 months or more.

Lenders are also looking to see that you don’t have a lot of Non-Sufficient-Funds showing on your bank statements, low chargebacks on your merchant statements, and that you have more than 10 deposits in a month going into your bank account.

Basically, all they are looking for is that you manage your bank and merchant accounts responsibly and have a decent number of consistent credit card transaction deposits each month.

Do You Have Credit Issues Now?

Our Merchant Financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require good credit to qualify. You can even be approved with severely challenged personal credit and low credit scores.

You can be approved regardless of personal credit quality, even if you have recent derogatory items and collections on your credit report. This is one of the best and easiest business financing programs in existence that you can qualify for even if you have personal credit problems.

FAST Funding!

You can be pre-approved for our Merchant Financing program within 24-48 hours. You can receive your formal approval and funds within 72 hours from submitting your application.

Our clients love this program partially due to how easy it is to apply and get approved and how FAST you receive your funds!

Get Money Consistently!

Over 80% of our clients come back for even more financing after their initial approvals with our Revenue and Merchant Financing programs. Typically within 3-6 months of approval you will be given an opportunity to get even more money than you got before.

And all you will need to get approved for more funding is a quick review of your last 3 months of bank statements. And, you can get your money in your bank account within 24 hours or less! And we also provide you access to merchant credit lines where you can have consistent access to cash.

Our Merchant Financing program helps you rapidly grow and scale your business as you will have ongoing access to receive more and more funding easily and very quickly when you need it!

Powerful Benefits!

24-hour pre-approval

Loan amounts to $250,000

Application to funding in 3 days or less

Get approved for additional future funding

Easy merchant statement review for approval

No application fees

Get approved with bad credit

No collateral requirements

Get approved with revenues of $50,000 or less

Starter programs are also available

3-36 month terms

Get approved for up to one month’s revenue

Account Receivable Financing

Many businesses wait weeks, even months to get paid on their outstanding account receivables. This typically creates major cash-flow issues as they provide their goods and services and absorb those costs until they eventually get paid sometimes 90 days later.

With our Account Receivable Financing you can regularly secure money against their receivables in as little as 24 hours. And you can get rates less than 2% and financing as high as $20,000,000 even with severely challenged personal credit.

Easy Qualification Process

Account receivable financing is very easy to qualify for as you won’t need financials or good credit to get approved.

To qualify for AR Financing your business must be open for at least 12 months. The lender will review your existing receivables or purchase orders, and will look into the company that your receivables are with.

If the companies who owe you money have a good history of paying their debts, you can easily be approved regardless of your personal credit quality.

Do You Have Credit Issues Now?

Our Account Receivable Financing program is perfect for business owners who have credit issues.  Lenders are not looking for, nor do they require good credit to qualify. You can even be approved and advanced 80% of your receivables, even with severely challenged personal credit and low credit scores.

You can be approved with a personal credit score lower than 500, even if you have recent derogatory items and major collections on your credit report. Lenders truly don’t care about your personal credit, they care more about the credit of the company who you have the receivables with.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems.

FAST Funding!

After the lenders review your account receivables you can receive your initial approval and funding in 3 weeks or less. After you are initially approved you will be able to get paid on future receivables within 24 hours.

Really Low Rates Regardless of Credit!

With our AR financing program, you can get approved with really low rates even if you have severe credit challenges. In almost all cases your rate will be 2% or less even if your personal credit scores are less than 500.

This means you can get paid tomorrow instead of waiting weeks or months to get paid, and you can do this for less than the cost of you accepting a credit card payment from your customers.

There are very few other programs in existence that can give you these low rates even if you have severe personal credit challenges.

Powerful Benefits!

24-hour pre-approval

Receive an advance of 80% of your receivables

Rates less than 2%

Receive other 20% less fee after invoice is paid

Easy account receivables review for approval

No application fees

Get approved with very bad credit

Application to funding in 3 weeks or less

Get approved with no revenue requirements

Get paid on future receivables in 24 hours

Purchase Order Financing

Sometimes you might have large orders to fill but don’t have or want to use your cash flow to pay for the supplies needed to fulfill those orders. Our Purchase Order Financing is a short-term finance option that provides capital so you can pay your suppliers upfront so your company doesn’t have to deplete cash reserves.

Purchase Order Financing allows companies to grow without increased bank debt or selling equity. It also helps you increase market share by ensuring timely deliveries are made to your customers.

Our areas of expertise include production finance for work in process and Letters of Credit for trade finance. This includes import and export transactions as well as domestic trade purchases.

Easy Qualification Process

Purchase Order Financing is very easy to qualify for as you won’t need financials or good credit to get approved.

To get approved lenders will typically do a quick review of your outstanding purchase orders that need to be filled. If the purchase orders are valid and the suppliers you are dealing with are credible, you can be approved regardless of personal credit history.

Do You Have Credit Issues Now?

Our Purchase Order Financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require good credit to qualify. You can even be approved even with severely challenged personal credit and low credit scores.

You can be approved regardless of personal credit quality, even if you have recent derogatory items and major collections on your credit report. Lenders truly don’t care about your personal credit; they care more about the reputation of your supplier.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems.

FAST Funding!

After the lenders review your purchase orders you can receive your initial approval and funding in 2 weeks or less.

Powerful Benefits!

24-hour pre-approval

Secure funding for as much as 95% of your POs

Easy purchase order review for approval

No application fees

Get approved with very bad credit

Application to funding in 2 weeks or less

Get approved with no revenue requirements

Rates typically range from 1-4%

Inventory Financing

With our Inventory Financing program, you can obtain a low-rate credit line using your current inventory as collateral.

Secure a credit line for 50% of your current inventory value if your inventory is worth $500,000 or higher. You can be approved for a line with low rates, regardless of your personal credit quality.

Easy Qualification Process

Inventory financing is very easy to qualify for as you won’t need financials or good credit to get approved.

To qualify for Inventory Financing your business must have an existing inventory now that is valued over $500,000. The inventory might be of supplies, retail merchandise, materials used to produce your product, or other non-obsolescence inventory.

The lender will review your existing inventory and is also interested in the quality of your inventory management system. If you have inventory that qualifies you can be approved quickly with just a review of your inventory records.

Do You Have Credit Issues Now?

Our Inventory Financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require good credit to qualify. You can even be approved for a credit line with low rates, even with severely challenged personal credit and low credit scores.

You can be approved regardless of personal credit quality, even if you have recent derogatory items and major collections on your credit report.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems.

FAST Funding!

After the lenders review your inventory summaries you can receive your initial approval and funding in 2 weeks or less. You will be able to secure a working-capital credit line to use for whatever purposes you need.

Powerful Benefits!

24-hour pre-approval

Secure financing of 50% of your inventory value

Easy inventory review for approval

No application fees

Get approved with very bad credit

Application to funding in 2 weeks or less

Get approved with no revenue requirements

Low-rate financing

Credit-line amounts range from $250k-500k

401k Plan Financing

Our 401(k) financing offers a powerful and flexible way for new or existing businesses and franchises to leverage assets that are currently in a 401(k) plan or IRA. In as little as 2 weeks you can invest a portion of your retirement funds into your business, giving you more control over the performance of your retirement plan assets and the working capital you need for business growth.

Easy Qualification Process

401(k) financing is easy to qualify for as you won’t need financials or good credit to get approved.

To qualify for 401(k) financing all the lender will require is a copy of your two most recent 401(k) statements. If your 401(k) has a value more than $35,000 you can be approved, even with severely challenged personal credit.

Whatever percent of your 401(k) is “rollable” is the amount of financing you can receive. In many cases, you can secure a low-interest credit line or loan for 100% of your current 401(k) value.

Do You Have Credit Issues Now?

Our 401(k) financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require good credit to qualify. You can even be approved for a low-interest credit line, even with severely challenged personal credit and low credit scores.

You can be approved for a credit line, regardless of personal credit quality, even if you have recent derogatory items and major collections on your credit report.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems. Pay a $4995 lender fee, which includes 5 years’ worth of management and consulting.

FAST Funding!

After the lenders review your 401(k) statements you can receive your initial approval and funding in 3 weeks or less. You will be able to secure a working-capital credit line to use for whatever purposes you need.

Powerful Benefits!

24-hour pre-approval

No penalties for roll-over

Easy 401(k) review for approval

No application fees

Get approved with very bad credit

Application to funding in 2 weeks or less

Securities-Based Line of Credit

Our Securities-based Financing offers a powerful and flexible way for new or existing businesses and franchises to leverage assets that are currently in stocks or bonds to obtain a low-interest credit line.

In as little as 2 weeks you can invest a portion of your stocks or bond into your business, giving you more control over the performance of your retirement plan assets and the working capital you need for business growth.

You can be approved for a low-interest credit line for as much as 90% of the value of your securities. Most stocks and bonds accepted, and you keep all the interest and appreciation from your securities. Plus, there is no pre-payment penalty and your securities remain in your name.

Easy Qualification Process

Securities-based Financing is very easy to qualify for as you won’t need financials or good credit to get approved.

To qualify all the lender will require is a copy of your two most recent securities statements. If your stocks or bonds have a value over $25,000 you can be approved, even with severely challenged personal credit.

Do You Have Credit Issues Now?

Our Securities-based Financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require good credit to qualify.

Credit history is not important, except that there can be no bankruptcies or foreclosures in the last 5 years. Credit history is not used to determine rate or LTV%.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems.

FAST Funding!

After the lenders review your securities statements you can receive your initial approval and funding in 2 weeks or less. You will be able to secure a working-capital credit line to use for whatever purposes you need.

Powerful Benefits!

24-hour pre-approval

No penalties for rollover

Easy securities review for approval

No application fees

Get approved with very bad credit

Application to funding in 2 weeks or less

Get approved with no revenue requirements

Rates of 5% are common

Credit line for 70-90% of securities value

Most stocks and bonds accepted

Securities remain in your name

You keep all the interest from your securities

No pre-payment penalty

You keep 100% of your appreciation

Proof of Funds Letter

Need a proof of funds letter for a real estate investment?


Titan Group Consulting is happy to offer proof of funds letters for interested real estate investors. TGC issues proof of funds letters for current borrowers, as well as other investors that are serious about closing on a property and using TGC to help fund the deal. We understand that our borrowers need to move quickly in order to close the deal, and our processing team is happy to issue these documents in the same day as the request is made.


What is a proof of funds letter?


The proof of funds (POF) letter is often used by borrowers looking to purchase a property to rehab and flip. In order for the investor to put a bid in on the house, they must prove to the seller that they have enough cash available to close the deal. Where conventional lenders may issue a pre-approval lender, hard money lenders like Asset Based Lending issue these proof of funds. Essentially, the proof of funds letter is a statement signed by one of Asset Based Lending’s Partners that informs the seller of the buyer’s ability to fund the purchase.


How to request proof of funds letter:


To request a proof of funds, please fill out the form on this page or email a request to team@titangroup.nyc. In order for our team to process the request, we need the following information:

– The complete property address
– Purchasing entity name
– Purchase price (or amount you’d like stated on the proof of funds)

 
Proof of Funds Letter Form

To request a proof of funds, please fill out the form on this page or email a request to team@titangroup.nyc. In order for our team to process the request, we need the following information:

Commercial Real Estate Financing

We offer commercial real estate financing ranging from $100,000 to $650,000,000 and more if needed This financing can be used for refinancing a property, even if you are doing a cash-out refinance. Maximum LTV 70%.

Loan-to-values range from 55-65% depending on the purpose of the loan. We have funding programs available including conventional property financing, money for investment properties and hard money loans, bridge loans, and loans for the purchase of commercial real estate, plus your clients can also obtain SBA loans. Renovations get loan to value of up to 60%.

Commercial Real Estate Financing for All Types of Buildings!

We offer financing for many different, even unique property types. With our commercial real estate financing, you can acquire funding for offices, industrial, offices- general or medical/ dental, industrial facilities, light manufacturing buildings, mixed use properties, commercial condos, auto dealerships, light auto services, day cares, assisted living facilities, entertainment venues, multi-family properties, retail warehouses, self-storage facilities, and more.

Small Business (SBA) Loans

Established businesses with tax returns that show good revenues and profitability can get very large sums of funding with Secured Small Business Loans.

If you have positive business tax returns, you should apply for secured government-backed SBA program loans from $250,000 up to $12,000,000. SBA offers several programs including 504 and 7a loan programs you may qualify for.

SBA programs can be used for many purposes including purchasing a new business, partner buy outs, real estate acquisition, and even working capital.

SBA will require certain documentation to qualify including business and personal financials, resume and background information, personal and business credit reports, a business plan, bank statements, collateral, and other documentation relevant to the transaction.

Approval amounts will vary based on the collateral their business has and the amount of net profit reflected on their tax returns. The total time to close these loans is about 2-4 months.

Low-interest and Long-term Business Financing

SBA loans offer some of the longest payback terms available for business financing. You can secure loans for 10, 15, even 20 years with SBA, and get one of their popular CAPLines. Plus, in many cases interest rates are as low as 5-6% on the financing you secure.

House Reseller Financing

You can enjoy a quick closing and high loan-to-values with our rehabilitation loans. Rehab loans are tailored for the real estate investor who wants to purchase, rehab, and flip residential properties.

Using the property as collateral, funds are available for short-term residential renovation projects that most traditional banks and credit unions won’t approve.

Awesome Terms!

You can be approved for 100% of the financing you need to buy and rehab residential properties. Lenders will verify that the amount you are requesting is 65% or less of after-repair value of the property.

You can be approved for a short-term loan of 6 months and can also get extended terms upon request. There is no prepayment penalty, so you can sell the home faster and pay off the entire loan without any cost to you whatsoever.

Easy to Get Approved!

There are three main elements lenders are looking at to approve you for this program. Firstly, you should have prior and recent flipping experience. Lenders will request you to list your recent projects verifying that you have recent experience of selling 2 homes or more.

Secondly, lenders will verify that you have average credit. You can be approved with credit scores as low as 640 as long as you don’t have any severe negative credit items on your report that are recent.

Lastly, to get approved you should be liquid. Lenders will want to see that you have money in the bank, and you will be required to put funds into an escrow account for security. The amount of liquid funds varies based on project, but you should only apply if you have at least $30,000 in liquidity now.

So you can be approved, even with average credit, as long as you have some flipping experience and money in the bank.

Powerful Benefits!

100% of funds to purchase and rehab property

No application fees

Simple application is all that’s needed for approval

Get approved with average credit

48-hour pre-approval

Application to funding in 3 weeks or less

Rates of 8-18% based on risk

Get financing for multiple homes

Loans starting at $25,000

Apartments rehab financing available

Equipment Financing and Leasing

A recent Gallup survey found that 80% of U.S. businesses lease a portion of their equipment. The list of companies using leasing ranges from the Fortune 500 to the family store.

We offer equipment financing and leasing programs for companies with at least one year in business. You can get approved even with challenged credit, you won’t need financials to secure equipment financing, and approvals take as little as 24 hours.

Easy Qualification Process

You can be approved for Equipment Financing and Leasing with as low as a 640-personal credit score. To get approved lenders will request details on the equipment you are obtaining.

After a quick credit review, you can be approved for as much as $10,000,000 in equipment financing.

Equipment Leasing is Powerful!

We help business owners obtain financing to lease equipment. With equipment leasing you receive even more favorable terms than typical business financing programs, with even more benefits.

Whether you are a startup business or a well-established business, we have hundreds of equipment lenders who would like to help. You can qualify with only two monthly payments as a down payment. And you can get approved with a credit score as low as 640.

Rates are affordable and 100% of your interest is tax deductible. Plus, you can get approved for financing up to $10,000,000

Powerful Benefits!

24-hour pre-approval

No application fees

Interest is Tax Deductible

Application to funding in 2 weeks or less

Purchase, lease, or borrow against existing equipment

Heavy equipment financing available

Loans to $10,000,000

Get approved with average credit

Private Money

We work with thousands of lending sources nationwide and many of them are private investors who are seeking the right opportunity to invest in. If you have collateral, average credit, and positive tax returns, you can be approved with many private investors at very good loan terms.

With our private money sources, you won’t be required to give up any percentage of ownership equity in your business. You retain full control and are still able to obtain private investor funding, even when your bank says no.

Awesome Terms!

You can obtain private money financing with much the same terms as conventional bank loans. Rates vary based on risk typically ranging from 5-18%. You can get approved for long-term loans of 10 years, even 30 year loan terms, or you can get your funding through a working capital credit line that you can access and use any time you need it.

Easy to Get Approved!

TThere are two main elements private investors look for to approve you for funding. Firstly, lenders want to see that you have tax returns that reflect a profit. They will also verify that your sales and profits are increasing from year-to-year. Lenders look at these qualities as signs of a healthy company worth of long-term investment.

Secondly, lenders will verify that you have average credit. You can be approved with credit scores as low as 640 as long as you don’t have any severe negative credit items on your report that are recent.

Get Approved when Banks Say “No”!

Private money financing is often called SBA fall out as it typically helps those who can’t get approved for conventional SBA financing. SBA loans have very stringent qualifying requirements, so stringent that nearly 90% of applications are denied.

With Private Money Financing your business doesn’t need to be perfect, nor do you need to supply the extensive documentation that lenders typically demand. You can get approved with just a quick review of your tax returns, credit, and bank statements.

Unlike conventional financing you don’t need good credit, average credit will suffice to qualify. You don’t need collateral valued at 100% of what you are borrowing like conventional financing, you can get approved with as little as 20%.

You can secure private money financing without most of the headaches and limitations that are common with conventional business financing.

Powerful Benefits!

Loans from $50,000-2,000,000

No application fees

Get approved with average credit

Low collateral requirements

72-hour pre-approval

Rates of 5-18% based on risk

Get approved when banks say “no”

Credit lines and loans available

Book of Business Financing

Insurance agents can get low-interest, long-term financing using renewable commissions as collateral. This program is the best program available for insurance agents regarding approval requirements and approval terms.

You can be approved for a 3-10 year loan or credit line for your insurance business, even if you have average credit. And all you truly need to qualify is a book of business of renewable commissions. You can even use the book of business for the insurance agency you are buying as collateral to get approved.

Easy to Get Approved!

Insurance agents rave about how easy this program is to qualify for. The lenders are mainly looking to ensure you have a viable book of renewable commissions for your insurance agency. If you do, you can be approved even with a 520 personal credit score.

You can get as much as 120% of the surrender value of your renewable commissions. And most agencies can qualify, excluding State Farm. All you need for approval is a complete application and breakdown of your renewables.

You can get rates as low as 4% over the Prime rate and you can get loan terms as long as 10 years helping keep your payments low.

Get Approved when Banks Say “No”!

Book of business financing is the absolute best long-term solution for insurance agents who can’t secure SBA, conventional type loan financing.

With Book of business financing your business doesn’t need to be perfect, and you do not need to supply the extensive documentation that lenders typically demand. You can get approved with just a quick review of your credit and renewable commission breakdown.

Unlike conventional financing you don’t need good credit, you can be approved even with severely challenged personal credit and scores as low as 520. Lenders are actually more interested in you supplying 3 solid references than they are with you having good credit.

Powerful Benefits!

Use book of business of renewable commissions to qualify

No application fees

Get approved with bad credit

No other collateral requirements

72- hour pre-approval

Rates of 4-9% plus prime based on risk

Get approved when banks say “no”

Credit lines and loans available

Get as much as 120% of commission surrender value

Can be used to purchase an agency

 

What Our Signature Clients Are Saying

Over 60,000 Clients Served!

Brian Flemming

Ivan’s $10 million dollar approval

Luis Toto and Jeniffer Ramos

Steven Granados

Antonio Bonner

David Sternbach

Cheryl Risner

Cory Johnican

The Business Credit Builder

We help you understand and meet the secret, unpublished, underwriting requirements that lenders and credit issuers have, so you’ll know you can get approved before you even apply.

We assist you with filing for the best entity type to help eliminate your personal liability, setup your business address to meet credit issuer standards so you can get automated approvals, obtaining your business phone, fax, and toll-free number that meets lender’s 5 essential qualification requirements, and getting you listed with 411 saving you $400 annually
.

We also assist you in setting up your email address, website, and ensuring you have the proper licenses and online listings that lenders and credit issuers look for, and avoiding restricted industry business names that will automatically get you red flagged and denied for credit and financing.

Titan Group Consulting has decoded credit issuer and lender approval requirements, so you’ll be able to get automated approvals when you apply for credit, instead of getting denied or facing an uphill battle with manual underwriting reviews. 

Get Started Today, and Build Long-Term Funding


Bonus

WE SAY YES EVEN WHEN BANKS SAY 'NO'

Sourcing the funding you want when you need it.


We help people like you obtain the capital and credit they need to fuel their dreams. Whether you are just starting out, or looking for millions, we have solutions that can help you fund your endeavors.

We See Your Potential, Not Your Credit!

We believe that your ability to grow and profit is not only dependent on your personal credit. We source loans and credit with a soft pull on your credit score. We make funds easily accessible.

About Titan Group Consulting

We help entrepreneurs obtain the capital and credit they need to fuel their dreams. Whether just starting your business, or looking for millions in capital, we have solutions that can help you fund your endeavors.

Our business credit solutions help you build credit for your business EIN that’s not linked to your personal social security number. This credit can be obtained quickly regardless of personal credit quality, collateral, or cash flow. And you can get approved with no personal guarantee.

SIGNATURE CLIENT

Priority service. Exclusive benefits. Funding & Credit guidance. And an unparalleled focus on your needs — Concierge Funding.

$

5,000

Titan Group Signature Client is a collection of special business financing, credit services and fee waivers available to a select group of top serious business savvy clients, much like having elite status with a travel provider. One element of this is called Concierge Funding, which, as its name implies, allows you to connect with a dedicated team of bankers, finance consultants and officers who offer priority service when seeking and or enhancing business funding and credit needs

  • Business Credit Builder
  • Concierge Funding
  • Seasoned Tradelines
  • Dedicated Finance Team
  • Low-Interest Bank Rates
  • Term Loans up to 7 Years 
  • Dedicated Business Consultant
  • Unsecured Capital
  • PPP Loan Priority List
  • 0% Interest Credit Lines for 18 months
  • National Banking Network
  • Access to over a billion dollars in underwriting
  • 5-Years of Finance Officer Support
  • 24 hour access to the business finance suite

We help entrepreneurs obtain the capital and credit they need to fuel their dreams. Whether just starting your business, or looking for millions in capital, we have solutions that can help you fund your endeavors.

Our business credit solutions help you build credit for your business EIN that’s not linked to your personal social security number. This credit can be obtained quickly regardless of personal credit quality, collateral, or cash flow. And you can get approved with no personal guarantee.

TITAN GROUP CONSULTING

THE TITAN G-TEAM

ONE WORLD TRADE CENTER
285 Fulton St, 85th floor
New York, NY 10007
Office: (212) 220-7257
Toll Free: (800) 820-7598
team@titangroup.nyc
www.titangroup.nyc

Titan Group Consulting

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» No Collateral Funding up to $300,000 - 95% Approved, $160 Million Funded in 2020